How to Buy Property in Accra, Ghana from London — African Land Insight

Why Buying Property in Accra from London Is a Smart Move

London‑based investors are increasingly looking to Accra for real estate because of Ghana’s stable political landscape, growing economy, and attractive property valuations. Investing in Accra allows you to diversify your portfolio, tap into strong rental demand, and benefit from capital appreciation—all while staying connected to an emerging African market.

Steps to Buy Property in Accra from London

1. Define Your Investment Strategy

   • Determine your goal: rental income, capital growth, retirement, or a mix.

   • Choose your property type: apartments, villa, land plots, or mixed‑use.

2. Select High‑Potential Neighborhoods
   Consider areas with strong growth, infrastructure, and demand:

   • East Legon or East Legon Hills for upscale residential units.

   • Cantonments and Airport Residential Area for secure, high-end properties.

   • Spintex or Tema corridor for affordable plots and emerging residential zones.

   • Oyarifa / Pokuase for long‑term land gains.

3. Engage Local Experts and Advisors

   • Work with a trusted local real estate agency to source properties.

   • Hire a qualified Ghanaian lawyer to conduct title and leasehold due diligence.

   • Use a property manager based in Accra for ongoing management and tenant relations.

4. Legal Structure & Ownership

   • Decide whether to purchase as an individual or through a Ghanaian company.

   • Understand the leasehold system: most foreign investors use long-term leases.

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   • Negotiate lease renewal terms at the outset to secure your investment’s longevity.

5. Arrange Financing & Transfer of Funds

   • Plan how to move funds from the UK to Ghana securely and in compliance with both countries’ regulations.

   • Consider foreign exchange risk and how currency fluctuations may impact cost.

   • Explore financing options: use local or international banking relationships.

6. Conduct Virtual Property Inspections

   • Request detailed photos, floor plans, and virtual tours when physical travel isn’t possible.

   • Ask for neighborhood data, planned infrastructure, and projected growth to ensure value.

7. Close the Deal

   • Finalize legal agreements, including lease contract, survey certificate, and title deed.

   • Use escrow or reliable payment mechanisms to protect your capital.

   • Register your property appropriately with local authorities.

8. Manage Your Property Remotely

   • Hire a professional property management company in Accra.

   • Use local services for maintenance, tenant sourcing, and rent collection.

   • Monitor performance reports regularly to track rental income and property condition.

Advantages of Investing in Accra from London

• Portfolio Diversification: Gain exposure to an appreciating real estate market outside the UK.

• High Yield Potential: Lower acquisition costs in Accra can translate to strong rental yields.

• Capital Growth: Well-chosen Accra areas are showing long-term appreciation.

• Cultural & Strategic Value: For investors with African heritage, it’s a way to reconnect while investing.

• Lifestyle Flexibility: Use the property for vacations, relocation, or family stays.

Risks & Things to Watch Out For

• Currency Risk: Changes in the Ghana cedi versus the pound may affect your returns.

• Legal Complexity: Land titles and customary land agreements need expert verification.

• Infrastructure Delay: Some emerging areas may face slower than expected infrastructure rollout.

• Management Risk: Without a reliable property manager, remote oversight can be challenging.

• Lease Terms: Make sure lease renewal and conditions are clearly negotiated to protect your investment.

How African Land Helps London‑Based Investors

At African Land, we specialize in supporting international investors to confidently acquire property in Accra by offering:

• Local market insight into the most promising neighborhoods and property types

• Due-diligence support, including legal checks, title verification, and lease review

• Virtual property tours and investment consultation tailored to overseas investors

• Connection to trusted local developers, property managers, and legal teams

• Ongoing advisory to maximize rental yield and long-term capital growth

We ensure that London‑based investors can navigate Accra’s property market smoothly, securely, and profitably.