How to Avoid Fraud in Building in Ghana: A Guide for Investors

Investing in property construction in Ghana can be highly rewarding, but without careful planning and oversight, investors risk encountering fraud or substandard work. African Land helps diaspora and local investors navigate the construction landscape safely, ensuring projects are executed with integrity, transparency, and professionalism.

Common Risks in Property Construction

• Unlicensed Contractors: Working with unregistered builders can lead to poor workmanship or incomplete projects.

• Substandard Materials: Some contractors may use cheaper materials, compromising durability and safety.

• Delayed Completion: Fraudulent or poorly managed builders may fail to adhere to timelines.

• Hidden Costs: Unclear contracts can lead to unexpected charges or inflated bills.

• Property Disputes: Using contractors who disregard regulations or land permits can cause legal complications.

Steps to Avoid Fraud

1. Work with Verified Builders

   • Always choose certified and reputable construction companies with a proven track record.

   • African Land connects investors to verified contractors in Ghana with excellent reviews and client feedback.

2. Check Credentials and References

   Bulk Buy, Big Savings - Start Today!

   Browse More

   • Verify licenses, registration with professional bodies, and previous project successes.

   • Speak to past clients to confirm reliability and quality of work.

3. Use Detailed Contracts

   • Contracts should outline scope of work, timelines, payment schedules, materials, and quality standards.

   • Include milestone-based payments to reduce financial risk.

4. Supervise the Project

   • Regular monitoring, either in person or through professional site supervision, ensures work is done to specification.

   • African Land provides remote supervision for diaspora investors through photos, videos, and milestone reports.

5. Confirm Regulatory Compliance

   • Ensure all land titles, permits, and building approvals are valid before construction begins.

   • Compliance with Ghana’s building codes protects investors from legal issues.

6. Avoid Cash-Only Payments

   • Use transparent payment methods tied to project milestones to reduce the risk of fraud.

How African Land Helps Protect Investors

• Builder Verification: Only vetted, licensed, and highly reviewed contractors are recommended.

• Contract Support: African Land helps structure contracts that protect investors from fraud and mismanagement.

• Remote Project Management: Diaspora investors receive regular updates and virtual inspections to monitor construction progress.

• Quality Assurance: We ensure materials, workmanship, and design meet agreed standards before releasing payments.

• Risk Mitigation: African Land guides investors in regulatory compliance, payment management, and dispute prevention.

By following these steps and partnering with African Land, investors can avoid fraud, ensure their property is built safely and professionally, and enjoy a secure return on investment in Ghana.