How to Avoid Fraud When Building in Ghana from Overseas

Building property in Ghana from abroad is an exciting investment opportunity, but it comes with risks if proper precautions are not taken. Fraud in construction and property development can lead to financial loss, legal disputes, or substandard work. African Land helps diaspora investors navigate these challenges by ensuring secure, professional, and transparent property projects.

Common Risks for Overseas Investors

• Unverified Land Ownership: Buying land without proper documentation can lead to disputes.

• Unlicensed Builders: Some contractors may lack the skills or credentials for quality construction.

• Overpayment or Hidden Costs: Without structured payments, investors risk paying for incomplete work.

• Substandard Materials or Workmanship: Poor quality construction can reduce property value.

• Lack of Oversight: Investors abroad may struggle to monitor projects, increasing vulnerability to fraud.

Steps to Avoid Fraud

1. Verify Land Ownership

   • Ensure the land has a valid title, such as a Land Title Certificate or Certificate of Occupancy (C of O), and is free from disputes.

2. Hire Licensed and Reputable Builders

   Bulk Buy, Big Savings - Start Today!

   Browse More

   • Work with verified contractors who have a proven track record and positive client references.

3. Use Professional Project Management

   • Engage professionals like African Land to supervise construction, monitor timelines, and ensure quality.

4. Structured Contracts and Payment Plans

   • Draft clear contracts with milestone-based payments to ensure accountability and reduce financial risk.

5. Regular Progress Monitoring

   • Request photos, videos, and virtual inspections to track construction progress remotely.

6. Check References and Past Projects

   • Speak with previous clients to confirm the builder’s reliability and quality of work.

7. Legal and Regulatory Compliance

   • Ensure all permits and approvals are obtained and the project complies with Ghanaian building codes.

8. Quality Assurance Checks

   • Inspect materials, foundations, and finishing to verify standards before approving payments or project completion.

How African Land Helps Diaspora Investors

• Land and Developer Verification: Confirms legitimacy of property and builder credentials.

• Remote Project Supervision: Provides milestone reports, photos, and videos to keep investors informed.

• Contract Guidance: Structures agreements with clear deliverables, timelines, and payment schedules.

• Quality Assurance: Ensures construction meets agreed-upon standards before release of payments.

• Investment Advisory: Offers guidance on locations, designs, and property types to maximize returns safely.

By following these steps and leveraging African Land’s expertise, overseas investors can avoid fraud and confidently manage property construction in Ghana, ensuring secure and high-quality investment outcomes.