How to invest in African real estate.
A practical guide to buying and investing in property across Ghana, Nigeria, Kenya and beyond — where to invest, what you can actually own as a foreigner, the ways to do it, and how African Land handles the whole thing for you.
Pick a market, see what it offers.
African Land is deepest in Ghana and Nigeria, with a focused Kenya selection. Choose a market to see the opportunity — and exactly what a foreign investor can hold there.
Ghana
A stable, English-common-law property market, a large diaspora, and Accra's prime residential districts make Ghana African Land's deepest market.
Non-citizens can hold a leasehold of up to 50 years (renewable); freehold is reserved for citizens. Ghanaian and diaspora citizens can hold leases up to 99 years.
See the full ownership guide →Nigeria
Africa's largest economy and population, with Lagos and Abuja offering the continent's deepest pool of prime and new-build residential stock.
Land is held as a right of occupancy under the Land Use Act, not absolute freehold; transfers need the Governor's consent and a Certificate of Occupancy. Foreign investors commonly hold through a Nigerian company.
See the full ownership guide →Kenya
East Africa's commercial hub, with a fast-growing middle class and a mature, investor-friendly leasehold framework.
Under the 2010 Constitution (Article 65), non-citizens may hold land on leasehold of up to 99 years only, not freehold; agricultural land is further restricted.
See the full ownership guide →Across Africa
One partner, multiple markets: African Land sources, structures and manages across the continent so you can diversify without managing it yourself.
Ownership rules vary by country — most of Africa uses leasehold rather than freehold for non-citizens. We structure each acquisition to the local law and flag what you can and cannot hold before you commit.
See the full ownership guide →Four routes, one partner.
However hands-on you want to be — from a single managed apartment to a position in a fund — there is a route that fits.
Specialist Buying Service
We find, negotiate and acquire the right property for you end to end — search, due diligence, legal, refurbishment and letting.
Explore the buying service →Property Investment Fund
Invest in prime African rental property through a professionally managed fund — sourcing, management and reporting handled for you.
See the fund →Joint Ventures
Partner with us and local developers on larger projects — pooled capital, shared upside, structured and managed professionally.
View JV opportunities →New Developments
Reserve units in vetted off-plan and new-build developments across Accra, Lagos and Abuja, with payment plans and early-buyer pricing.
Browse new builds →Investment-grade property, available now.
A sample of what's live across our markets — new-builds, commercial assets, development land and income-producing homes.
G2 by Cruxstone – Ultra-Luxury Residences in Ikoyi
Peace Tower – Luxury High-Rise Apartments in Ikoyi
Prime 0.15-Acre Land with Leasehold Title in South Labadi, Accra
Functional LNG & LPG Gas Plant for Sale in Port Harcourt
Functional LNG & LPG Gas Plant for Sale in Port Harcourt
Functional 150MT Gas Plant for Sale in Apapa – ₦10B Net
30-Room Hotel on 1,800sqm Land for Sale Directly on Adetokunbo Ademola, Victoria Island, Lagos
4,000SQM Premium Land for Sale on Freedom Way, Lekki Phase 1 – ₦800,000/SQM
12 Plots of Land for Sale at Sogakope Detsawome, Volta Region, Ghana
FREEDOM WAY, LEKKI | 9,000SQM LAND FOR SALE | ₦13.5BILLION | GOVT. CONSENT
939SQM LAND FOR SALE IN OSBORNE PHASE 1, IKOYI | ₦2.535B
FOR SALE: 3,090SQM Prime Corner Piece Directly on Admiralty Road, Lekki Phase 1 – ₦6 Billion
1,480SQM Prime Development Land for Sale in Belavista Estate, Lekki Phase 1
What you can actually own, by country.
Most of Africa uses leasehold rather than freehold for non-citizens. Here is the current position in our three core markets — general information, not legal advice; we confirm the exact tenure before you commit.
Under the Land Act 2020 (Act 1036), freehold cannot be granted to non-citizens, and the maximum leasehold for a non-citizen is 50 years per grant, renewable. You own any building outright; the restriction is on the land. Ghanaian citizens — including dual/diaspora citizens — can hold leases up to 99 years. A company that is more than 40% foreign-owned is treated as non-citizen.
Nigeria does not use absolute freehold: land is vested in the State Governor and you hold a right of occupancy. A valid transfer needs the Governor's consent, and the Certificate of Occupancy (C of O) is the key title document. Foreign investors frequently acquire and hold through a locally registered Nigerian company.
Under Article 65 of the 2010 Constitution, a non-citizen may hold land on leasehold tenure of up to 99 years only — not freehold — and any longer term is treated as 99 years. Foreign-owned companies cannot hold freehold, and agricultural land is further restricted under the Land Control Act.
Sources: Ghana Land Act 2020 (Act 1036); Nigeria Land Use Act; Constitution of Kenya 2010, Article 65. Rules change and apply differently to each deal — always take independent local legal advice.
From your goal to a managed asset.
Tell us your goal
Capital growth, rental income, a diaspora home, or a diversified fund position — we start from what you want.
We source & verify
We shortlist from live inventory and off-market deals, run due diligence, and confirm exactly what you can own in that market.
Structure & acquire
We handle negotiation, legal, Governor's consent or leasehold, and the purchase — correctly, the first time.
Refurbish & let
Where relevant we renovate to a lettable standard and place tenants, so the asset earns from day one.
Manage & report
Ongoing management and clear reporting — you hold the asset, we do the work.
A word on returns — and risk
We don't quote a single yield or promise a return, because real returns depend on the price you pay, voids, costs, currency and the market. We'll model a specific opportunity with you honestly, including the downside. Property values and rental income can fall as well as rise, property can be hard to sell quickly, and your capital is at risk. Nothing here is an offer to invest or financial advice — take independent professional advice before investing.
Investing in African real estate, answered.
Yes. Most of African Land's investors are based in the UK, US, Europe and the Gulf. We handle sourcing, legal, acquisition and management locally, and keep you updated remotely — you don't need to be in-country to buy or to hold.
In Ghana nearly all property is leasehold. As a non-citizen you can hold a lease of up to 50 years (renewable); Ghanaian and diaspora citizens can hold up to 99 years. We confirm the tenure, verify the title at the Lands Commission, and manage the purchase. Accra is our deepest market.
It depends entirely on the market, the asset, the price you pay, voids and costs — so we don't quote a single number or promise a yield. We'll model a specific opportunity with you honestly, including the downside. Property values and rental income can fall as well as rise, and your capital is at risk.
In Nigeria you hold a right of occupancy under the Land Use Act (with the Governor's consent and a Certificate of Occupancy), commonly through a Nigerian company. In Kenya, non-citizens may hold leasehold of up to 99 years, not freehold. We structure each deal to the local rules.
It varies by route — a single managed apartment, a stake in a development, or a position in the fund. The best next step is a short call so we can match an approach to your budget and goals.
Talk through your investment with a real person.
Tell us your budget, your market and your goal, and we'll come back with specific, honest options — or talk you through the fund. No pressure, no jargon.
African Land sources, acquires and manages real estate across Africa for private and institutional investors. Ownership rules, availability and returns vary by country and by deal. Nothing on this page is an offer to invest, a recommendation or financial or legal advice, and no specific return is promised. Property values and rental income can fall as well as rise, assets can be illiquid, and your capital is at risk. Take independent professional advice before investing.